The team at GT Financial Group
Greg B. Thomas, CFBS®, CRPC®
GT Financial Group, Inc. was founded in 1988 by Greg B. Thomas. A third-generation financial planner and insurance professional, Greg studied business administration at Fort Lewis College in Durango. He is a Chartered Retirement Planning Counselor® designee from the College for Financial Planning and a Certified Family Business Specialist® designee from the American College of Financial Services.
Greg is a fourth-generation Colorado native, an avid outdoorsman, and enjoys bicycling, fly fishing, and skiing. Greg has raised his family of five children with one daughter, Raegan, and four sons, Aaron, Tyson, Tanner and Beau. His beautiful family continues to grow with ten grandkids.
CONTACT
gt@financialguide.com
303.300.4344
LinkedIn
Dustin M. Voag, CFP®, AEP®
Dustin has an affinity for working with small business owners and helping them thrive. He studied at Metropolitan State University where he received a bachelor of science degree in Finance with an emphasis in Personal Financial Planning. Dustin has been a CERTIFIED FINANCIAL PLANNER® practitioner since 2006 and takes the code of ethics very seriously. As a member of the Denver Estate Planning Council and the Society of Financial Services Professionals, he stays current on the most relevant planning strategies.
Dustin lives in downtown Golden with his wife, Jennifer, and children, JP and Olivia. Look for him on one of the local mountain bike trails or up on the ski slopes.
CONTACT
dvoag@financialguide.com
303.300.4303
LinkedIn
Gary M. Gibson, MSBA, CFP®, RICP®
Gary’s previous executive experience brings significant insight to case analysis and design for closely held businesses and high-net-worth families. Gary’s background includes corporate leadership with an S&P 500 company, a successful business start-up, investment real estate and mineral rights. Gary also served on the Board of Directors for Oregon Telco Credit Union and the International Brotherhood of Electrical Workers.
As a 4th-generation Colorado native, he enjoys time with family and getting up to the Colorado “hills” for a bit of fly fishing and skiing. Gary and his wife, Lisa, have one son, Grant, and a spoiled West Highland Terrier.
CONTACT
garygibson@financialguide.com
303.584.1116
Charla Beucke
Charla has worked alongside the GT Financial Group team for many years and has enjoyed being on the team for four years now. Her past experiences include 20 years in the insurance industry, customer service, and running her own business. Charla’s expertise is in insurance, and she loves being able to help our clients with any issue they may have.
Charla lives in the mountains with her husband Tom, where they enjoy the beautiful scenery and abundant wildlife. With three grown children, five granddaughters, and parents all nearby, there is always something happening – parties, games, hiking, or just being together.
CONTACT
CHARLAB@financialguide.com
303.584.1107
Alex Balboni
Alex brings to the team over seven years of financial services experience and graduated from the University of Connecticut with a bachelor’s degree in economics. Driven by a passion for lifelong learning and a strong dedication to problem-solving, he has demonstrated the ability to deliver high levels of service to both his team and clients. Alex is currently studying for the CFP® designation and is on track to sit for the exam in March 2026.
As an east-coast transplant, Alex enjoys exploring Colorado with close friends, skiing, playing soccer at his local park, and traveling to visit his family.
CONTACT
ALEXB@FINANCIALGUIDE.COM
303.584.1121
LINKEDIN
Howard L. Schuster, CFP®, MBA, ChFC®
Howard specializes in wealth management, financial planning, and retirement income strategies. He is a CERTIFIED FINANCIAL PLANNER®, a Chartered Financial Consultant® and holds his Master’s in Business Administration. Howard is known for building long-term client relationships and for his clear, practical approach to explaining complex financial concepts. After 25 years as an advisor, Howard brings deep investment insight to his work with clients at all stages of life. He is committed to mentoring and leads a professional development group for the firm, sharing his experience and helping develop thoughtful, client-focused advisors.
Outside of work, Howard enjoys skiing, fly fishing and hiking. He lives in Centennial with his wife, Jane, and has three grown children.
CONTACT
HSCHUSTER@FINANCIALGUIDE.COM
303.300.4312
LINKEDIN
Melissa J. Lang, CLU®, ChSNC®, CLTC®
Melissa has over forty years of experience in the financial services industry, with over thirty of those years working with professionals, entrepreneurs and families with children with disabilities. She is a graduate of the California State University at Northridge with a Bachelor of Science Degree in Business Administration – Finance. Melissa obtained the Chartered Special Needs Consultant (ChSNC) to further her professional knowledge in the unique planning challenges these families face.
Melissa is married to Jim and has a blended family of six children, including her young adult daughter with developmental disabilities. Melissa enjoys serving on the board of a local equine non-profit and loves horseback riding.
Melissa enjoys helping families face the future with a positive plan for all members of their family. In her current capacity, Melissa serves in the background as a “Consulting Advisor” to the advisory team for special needs planning expertise.
Bruce M. Lutz, LUTCF®
Bruce has been helping families and business owners reach their goals and realize their dreams since 1988, when he began his career in San Diego. A native of Minnesota, Bruce studied at Luther College in Decorah, Iowa, where he received his B.A. degree. He holds the LUTCF® (Life Underwriters Training Council) designation from The American College and The National Association of Insurance and Financial Advisors (NAIFA). He has also successfully achieved Life Membership of The Million Dollar Round Table (MDRT).
Bruce resides in Lone Tree with his wife of 36 years, Cheryl, where they raised their family of 3 children, one daughter, Katie and two sons, Erik and Brian. In his free time, Bruce enjoys golfing, mountain biking, and camping.
CONTACT
BRUCELUTZ@FINANCIALGUIDE.COM
303.506.7100
LINKEDIN
Stephanie Troutman, CFP®
Stephanie has been building her career in the financial services industry for over ten years. She earned dual Bachelor of Science degrees in Finance and Management from Metropolitan State University of Denver. In 2025, Stephanie earned her CERTIFIED FINANCIAL PLANNER® certification, and she expects to complete her Master of Science degree in Personal Financial Planning in 2026. She is a forward-thinking professional guided by family-oriented values.
Having grown up in the metro Denver area, Stephanie appreciates the diversity and opportunities the region offers. She is focused on community involvement and enjoys staying engaged in local activities.